For Buyers

Make a Moving Checklist

You’ve found your dream house, now it’s time to move in and make it a Dream Home. Make the process as stress-free and organized as possible by starting early and keeping close tabs on the details. A simple search online for “moving checklist” will arm you with all the information you’ll need, and even help to advise on how to pack efficiently.

It’s Ok to Dream

When you are out there trying to find a house that is perfect for you and your family, it’s a good idea to prepare a list of all your needs, wants, and don’t-wants. Yes, an open mind is helpful when shopping for a house, but you don’t need to compromise on the things you truly care about. Prioritize your top 5 “must-have” qualities in a home, your top 5 “like to have” qualities, and you top 5 “we absolutely don’t want” qualities, and take the list with you when you go house shopping. You will be able to quickly eliminate homes that don’t fit your needs and wants, and also be able to spot the homes that deserve some greater attention. But remember, there is no such thing as the "perfect home".  Most buyers will have to make some compromises. However look for the big things that can't be changed, such as location, lot size, and in some cases the home's layout. If there are things that cannot be changed and you might not be happy with them down the road, it's probably not the right house for you.

Finances, Finances, Finances

When you are buying a home, you may be thinking “location, location, location” or “granite countertops", but before you can start having fun shopping around, you have to do a little work to get yourself ready financially. Begin your home-buying process by cleaning up your credit report and credit score and you will be able to start off on a solid financial foundation. Speak with one of our lenders, or choose your own, but it's a good idea to do so prior to getting out there and looking at homes. You will then know your max price range, how much money you want to put down, if you will be asking the seller for closing help, etc. Arming yourself with this information will help you to look at homes in your price range so you don't fall in love with a home, only to find out it won't work for you financially.

Picture Yourself

Before you buy a home, you may do a lot of daydreaming about what life there will be like, relaxing by the pool or enjoying s’mores made in the wood-burning fireplace. But to know what it will really be like, you’ll have to picture yourself doing the everyday things. How is the commuting experience? What sounds will you be falling asleep to at night? Can you picture yourself hosting Thanksgiving dinner in that size dining room? These are questions you’ll want to answer before you move in.
BUYER TIPS

Eight Steps to Getting Your Finances in Order

Budget Basics Work Sheet

Eight Ways to Improve Your Credit

Five Factors that Decide Your Credit Score

Your Property Wish List

Tips for Finding the Perfect Neighborhood

Tips on Buying in a Tight Market

The Pros and Cons of Condos

Five Reasons You Need a Real Estate Agent

Ten Steps to Prepare for Home Ownership

How Big A Mortgage Can I Afford?

Seven Reasons to Own Your Own Home

Five Common First-Time Homebuyer Mistakes

Ten Tips for First-Time Homebuyers

Ten Things to Take the Trauma Out of Home Buying

» More buyer articles

Buyers, Inquire Here

To hear more about what we can do for you, simply fill out the form below or feel free to call us at (office) 603-262-5178 - (cell) 603-377-0434, or email us anytime at teambanks@yahoo.com

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