You’ve found your dream house, now it’s time to move in and make it a Dream Home. Make the process as stress-free and organized as possible by starting early and keeping close tabs on the details. A simple search online for “moving checklist” will arm you with all the information you’ll need, and even help to advise on how to pack efficiently.
It’s Ok to Dream
When you are out there trying to find a house that is perfect for you and your family, it’s a good idea to prepare a list of all your needs, wants, and don’t-wants. Yes, an open mind is helpful when shopping for a house, but you don’t need to compromise on the things you truly care about. Prioritize your top 5 “must-have” qualities in a home, your top 5 “like to have” qualities, and you top 5 “we absolutely don’t want” qualities, and take the list with you when you go house shopping. You will be able to quickly eliminate homes that don’t fit your needs and wants, and also be able to spot the homes that deserve some greater attention. But remember, there is no such thing as the "perfect home". Most buyers will have to make some compromises. However look for the big things that can't be changed, such as location, lot size, and in some cases the home's layout. If there are things that cannot be changed and you might not be happy with them down the road, it's probably not the right house for you.
Finances, Finances, Finances
When you are buying a home, you may be thinking “location, location, location” or “granite countertops", but before you can start having fun shopping around, you have to do a little work to get yourself ready financially. Begin your home-buying process by cleaning up your credit report and credit score and you will be able to start off on a solid financial foundation. Speak with one of our lenders, or choose your own, but it's a good idea to do so prior to getting out there and looking at homes. You will then know your max price range, how much money you want to put down, if you will be asking the seller for closing help, etc. Arming yourself with this information will help you to look at homes in your price range so you don't fall in love with a home, only to find out it won't work for you financially.
Before you buy a home, you may do a lot of daydreaming about what life there will be like, relaxing by the pool or enjoying s’mores made in the wood-burning fireplace. But to know what it will really be like, you’ll have to picture yourself doing the everyday things. How is the commuting experience? What sounds will you be falling asleep to at night? Can you picture yourself hosting Thanksgiving dinner in that size dining room? These are questions you’ll want to answer before you move in.
Equal Housing Opportunity. This material is based on information which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete and should not be relied on as such. This offering is subject to errors, omissions, change of price or withdrawal without notice.